Employee working on aerospace equipment

Credit Enhancements & Loans

Whether you need a loan guarantee or gap financing, the BFA has user-friendly tools to help close your deal.

An Option for Every Business

Since inception, the BFA has offered an evolving variety of products to help New Hampshire businesses succeed.

Throwback Brewery Farm

CAP Loan

A simple and flexible credit enhancement for small businesses. Rapid approvals and straightforward parameters.

Loan Amount
up to $200,000

Bensonwood worker in warehouse

Loan Guarantees

Mitigate risk on term loans and lines of credit. Lender-friendly process to support credit-worthy businesses.

Loan Amount
$250,000 – $10,000,000+

3s Artspace exterior

Direct Financing

Fill the financial gap in a deal that’s outside the traditional credit box with the BFA’s network of risk-tolerant direct lending partners.

Loan Amount
$250,000 – $1,000,000+

Marketing agency employees

Early Stage Capital

Venture capital and angel investments for New Hampshire’s emerging companies and next generation of entrepreneurs.

Investment Amount
$200,000 – $5,000,000+

Vitex extrusion employee

Business Energy Loans

Direct loans for energy improvement initiatives. Includes real estate improvements and new energy-efficient manufacturing equipment.

Loan Amount
$100,000 – $1,000,000+

Temporary Loans to Businesses

Direct loans for temporary needs. Flexible amortization schedules, maximum three year term.

Loan Amount
$100,000 – $2,000,000

Loan Participations

Close collateral gaps and reduce interest rates with BFA’s subordinated Loan Participations.

Loan Amount
$100,000 – $5,000,000

Have a Question About Loan Programs?