Loans
Credit Enhancements & Loans
Whether you need a loan guarantee or gap financing, the BFA has user-friendly tools to help close your deal.
An Option for Every Business
Since inception, the BFA has offered an evolving variety of products to help New Hampshire businesses succeed.
![Throwback Brewery Farm](https://nhbfa.com/wp-content/uploads/2019/11/Throwback-Brewery-Hero-720x405.jpg)
CAP Loan
A simple and flexible credit enhancement for small businesses. Rapid approvals and straightforward parameters.
Loan Amount
up to $200,000
![Bensonwood worker in warehouse](https://nhbfa.com/wp-content/uploads/2019/12/Bensonwood-hero-720x405.jpg)
Loan Guarantees
Mitigate risk on term loans and lines of credit. Lender-friendly process to support credit-worthy businesses.
Loan Amount
$250,000 – $10,000,000+
![3s Artspace exterior](https://nhbfa.com/wp-content/uploads/2019/12/3s-Artspace-Hero-720x405.jpg)
Direct Financing
Fill the financial gap in a deal that’s outside the traditional credit box with the BFA’s network of risk-tolerant direct lending partners.
Loan Amount
$250,000 – $1,000,000+
![Marketing agency employees](https://nhbfa.com/wp-content/uploads/2019/12/early-stage-capital-hero-720x405.jpg)
Early Stage Capital
Venture capital and angel investments for New Hampshire’s emerging companies and next generation of entrepreneurs.
Investment Amount
$200,000 – $5,000,000+
![Vitex extrusion employee](https://nhbfa.com/wp-content/uploads/2019/11/Business-Energy-Loan-720x405.jpg)
Business Energy Loans
Direct loans for energy improvement initiatives. Includes real estate improvements and new energy-efficient manufacturing equipment.
Loan Amount
$100,000 – $1,000,000+
![](https://nhbfa.com/wp-content/uploads/2020/03/temporary-business-loans-720x405.jpg)
Temporary Loans to Businesses
Direct loans for temporary needs. Flexible amortization schedules, maximum three year term.
Loan Amount
$100,000 – $2,000,000
![](https://nhbfa.com/wp-content/uploads/2022/07/iStock-1130476273-2-720x480.jpg)
Loan Participations
Close collateral gaps and reduce interest rates with BFA’s subordinated Loan Participations.
Loan Amount
$100,000 – $5,000,000